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Form ADV
Part II (Disclosure statement, as required by law)

Form ADV Part II Schedule F

Letter of Engagement

Portfolio Snapshot

Russell Quoted in the Media

What to Do When Your ARM Adjusts
Facing a rate boost? You're better off converting to a fixed-rate loan.
By Jessica Anderson
Kiplinger's Personal Finance magazine, May 2007

Low-Anxiety Investing
Balanced Funds Offer Attractive Returns, Low Volatility
By Amy Buttell Crane
WomensWallStreet.com, April 11, 2007

Keeping Divorce Civil Holds Down Cost of Breakup
By Gregory Karp, Morning Call, July 2006
Divorce is among the most emotional of life events, but once the decision to separate is final, it often becomes a business transaction to divvy up assets.

The New Calculus of Designer ETFs: Financial engineers create enhanced indexes.
By Joshua Brockman, Kiplinger's magazine, June 2006
Exchange-traded funds are dull. How can we say that about the fastest-growing segment of the mutual fund business? Simple. The overwhelming majority of ETFs track traditional indexes.

An Amicable Divorce Can Benefit Everyone
By Jeanie Tavitas-Williams
San Antonio Express-News, November 8, 2005

Millionaire or Not, You Can Find a Financial Planner
By Coeli Carr, New York Times, July 2005
Norman Iannarelli sought the services of a financial adviser after he inherited a family home and other modest assets last year. Before that, the thought of hiring a financial planner had never occurred to him.

Money and Your Honey…
By Randy B. Hecht, MSN.match.com, posted summer 2005
When you're looking for some romantic, sexy, or just plain flirty conversation, personal finance is not your best bet for subject matter.

Not Much Dazzle for Kids Funds
By Richard Diennor, BusinessWeek Online, August 2004
Mutual funds that target children and their parents offer mixed returns lately. They don't really teach key investing concepts, either.

Money in Your Pocket, Time on Your Hands
By Linda Formichelli, Bankrate.com, June 2004
How much did that super-grande caramel mochaccino that you had this morning cost? Just $5, you say?